Cash Loans

As the 2021 Cash Loan award winner, CashnGo allows customers to borrow up to $2000, which can be paid back using flexible repayments on a schedule that you are comfortable with. Applying for a loan is easy and you can have the money in your bank account within a few minutes.

We make the terms and conditions of our personal loans crystal clear. You can see all of the upfront costs involved, which makes it easier for you to budget your repayments.

We understand that many Australians have a negative credit rating that makes it difficult to obtain additional finance. We won't hold your bad credit history against you. Instead, we use an internal credit rating system called Step-Up to measure your ability to repay a loan.

After you obtain your first cash loan from us and repay it on time, our Step-Up program will improve your internal credit rating. We then make it easier for you to obtain additional finance and larger loans. This program can help you obtain finance when you need it - even if you start with a bad credit rating.

We are always upfront about the fees and interest rates associated with our loans. There are never any hidden fees and our repayment schedules are easy to understand. Our interest rates are extremely competitive compared to payday lenders, which greatly reduces the total cost of your loan.

As Australia's fastest-growing licensed lender, we are committed to protecting the security and financial health of our clients. We use high-level encryption to ensure that all of the confidential information you supply is kept safe.

However, the greatest benefit of using CashnGo is the speed of our loan application process. Our advanced online application system allows you to apply for a quick cash loan in a couple of minutes. Once the application has been submitted, our decisioning system will let you know if it is approved very quickly. If you are successful, the transfer of funds will occur within 60 minutes (usually instantly).